Work With an Experienced Chapter 7 Bankruptcy Attorney in Norfolk, VA and the Surrounding Areas
Are you struggling with mounting debts that you can’t keep up with? Are your creditors threatening to take actions such as repossessing your property or garnishing your wages? Many people find themselves in these stressful and frightening situations for a variety of reasons. Being in debt and needing assistance is nothing to be ashamed of. At Winchester, Pedigo & Goolsby, PLC, you can partner with an experienced bankruptcy attorney and get professional assistance filing Chapter 7. Our Chapter 7 bankruptcy attorneys assist clients in Norfolk, VA and throughout the Hampton Roads area. Get in touch with us today to start with a free consultation and learn more about your options. We’re looking forward to hearing from you and helping you get on the road to financial recovery.
Chapter 7 bankruptcy is also called “Liquidation” because it involves a court-appointed bankruptcy trustee gathering and selling the non-exempt assets of the debtor in order to pay off some or all of their unsecured debts to creditors. Many Chapter 7 cases are called “no-asset” cases, because the debtor doesn’t have any valuable non-exempt assets that are worth liquidating. In these cases, the debtor often receives a full discharge of their debt. Debtors who do have some assets are entitled to protect certain assets from being liquidated by claiming exemptions. Bankruptcy exemptions can be a complex area of law. Even though filing Chapter 7 without a lawyer is possible, using an experienced bankruptcy attorney can make the process run more smoothly and prevent you from making expensive mistakes.
How Can a Chapter 7 Attorney Help You Get Your Debts Discharged?
A Chapter 7 bankruptcy attorney can help you:
- Assess your situation to determine if there are any alternative options that would offer you relief
- Help you understand the complexities of bankruptcy laws before you file
- File bankruptcy paperwork on your behalf
- Prepare you for and/or represent you in hearings
- Help you file exemptions so that you can keep essential assets such as your home, vehicle, work-related tools, furniture, and more
- Help you receive a successful discharge of your unsecured debts
Get Professional Assistance With Filing Chapter 7 Bankruptcy and Start Fresh Without Debt as Soon as Possible
If you are considering Chapter 7 bankruptcy and would like to speak with an attorney, contact Winchester, Pedigo & Goolsby, PLC. When you work with us, you’ll work directly with an experienced attorney who will listen carefully to your situation and guide you to an effective solution. Contact us today to schedule your free initial consultation.
For more information on our services, please see our home page.
Chapter 11 is a form of bankruptcy that involves restructuring finances in order to repay debts over time.
Chapter 13 bankruptcy allows debtors who have a regular income to keep their assets and repay their debts over time.
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The information contained on this website is presented for informational and marketing purposes only and is not to be understood as legal advice. You should consult an attorney for advice respecting your individual needs. Winchester, Pedigo & Goolsby, PLC looks forward to speaking with you about your particular needs. Please note, however, that the mere act of contacting our firm does not create an attorney-client relationship. As a result, you should never send any confidential information to our office until a Representation Agreement has been signed by both you and Winchester, Pedigo & Goolsby, PLC.