Protect Your Home With Representation from an Experienced Foreclosure Defense Attorney Near Chesapeake, VA and the Surrounding Areas
Anyone can end up in financial turmoil and fall behind on their mortgage payments. When this happens to you, your lender may decide to pursue foreclosure as a means of collecting the debt. Fortunately, few foreclosure cases are set in stone and if you act quickly, there may be several options that could allow you to stop the foreclosure and stay in your home. At Winchester, Pedigo & Goolsby, PLC, you can partner with a foreclosure defense attorney who will assess your unique situation and help you explore your options. An experienced foreclosure lawyer may be able to help you negotiate a loan modification or advise you about the benefits of filing Chapter 13 bankruptcy in this situation. If the bank didn’t follow proper legal procedures with the foreclosure, we can also challenge the action by defending you in court. Our firm advises and represents clients facing foreclosure in Chesapeake, VA and throughout Hampton Roads.
Assess Your Options With a Knowledgeable Foreclosure Attorney
Bankruptcy: A bankruptcy filing will immediately stop a foreclosure sale and allow you more time to determine the best course of action with regard to your home or other real estate.
With a Chapter 13 bankruptcy, you are provided time to “cure” the missed mortgage payments without the threat of foreclosure looming and get yourself back on track. The Chapter 13 bankruptcy can also provide you with a time period up to five years during which you can safely pursue loan modification, without the constant fear of foreclosure.
Other options that may allow you to stop foreclosure and stay in your home include:
- Loan Modifications
- Deed in Lieu of Foreclosure
- Challenging the Foreclosure in Court
Consult With a Foreclosure Lawyer Today
Foreclosures move quickly and there are certain deadlines that apply if you want to put a stop to it. As soon as you receive a notice of foreclosure, contact Winchester, Pedigo & Goolsby, PLC. We offer free consultations, so you have nothing to lose. One of our experienced attorneys will personally assess your situation and walk you through your potential options.
For more information on our services, please see our home page.
Chapter 11 is a form of bankruptcy that involves restructuring finances in order to repay debts over time.
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The information contained on this website is presented for informational and marketing purposes only and is not to be understood as legal advice. You should consult an attorney for advice respecting your individual needs. Winchester, Pedigo PLC looks forward to speaking with you about your particular needs. Please note, however, that the mere act of contacting our firm does not create an attorney-client relationship. As a result, you should never send any confidential information to our office until a Representation Agreement has been signed by both you and Winchester, Pedigo PLC.